Describe A Time When You Had To Lend Something To A Person You Know

IELTS Speaking Part 2: IELTS Cue Card

Describe a time when you had to lend something to a person you know.

You should say

What you lent?
When it happened?
Why he/she asked to borrow the item?
Explain how you felt about this?
Would you let him borrow it again in future?

Note: You will have to talk about the topic for one to two minutes. You have one minute to think about what you are going to say. You can make some notes to help you if you wish.

Model Answer 1:

Friendship is a valuable part of life and often involves helping each other out whenever necessary. It can be as simple as lending a friend an item they need. This happened recently when my friend asked me to borrow something I owned.

What you lent?
The item I chose to lend my friend was a laptop. I had recently upgraded to a newer model and still had my old laptop in storage.

When my friend asked if they could borrow it, I let them have it. It was a reliable laptop with plenty of life left in it, so I knew it would be useful to them.

When it happened?
The event took place only a few weeks ago. My friend had mentioned needing a laptop for some upcoming classes they were taking, and I offered to lend mine to them. They accepted my offer and agreed to meet the following week to exchange the laptop.

Why he/she asked to borrow the item?
My friend asked to borrow the laptop because they couldn’t afford one. They were taking classes online and needed a reliable laptop to complete their assignments, but they didn’t have the money to buy one. So, they asked me to borrow mine, and I agreed.

Explain how you felt about this?
I felt happy and anxious about lending my friend the laptop. On the one hand, I was happy to be able to help them out in a time of need. On the other hand, I was anxious about the laptop being returned in the same condition it was lent in.

Thankfully, my friend took good care of the laptop, which was returned to me in perfect condition.

Would you let him borrow it again in future? and Conclusion:
If my friend ever needs to borrow the laptop again, I wouldn’t hesitate to let them have it. Not only is it a great way to help out a friend in need, but it’s also a great way to show them how much I care about them.

I will let them borrow the laptop again in the future if the need arises.

Model Answer 2:


  • Normally, I do not like borrowing or lending things.
  • In fact, I borrow things only as a last resort.
  • In case of lending, I am strictly against lending money, but I do lend other things sometimes.

What you lent?

  • Today, I am going to talk about a time when I lent my scooter to a neighbor.
  • It was about a month ago.
  • My neighbor had an exam in the neighboring city, Jalandhar.

When it happened?

Why he/she asked to borrow the item?

  • My neighbor has a bike but he had a small accident a few days prior to the exam, so his bike was with a mechanic.
  • The strike was also announced last minute, so he couldn’t make prior arrangements.
  • On the day of the exam, he told me about his predicament and asked if he could borrow my bike for a day.
  • I had no work that day and so I lent it to him.

Explain how you felt about this?

  • Like I said before, I normally don’t like when others ask to borrow things for me.
  • However, it was a rare circumstance and I couldn’t even think of saying no.
  • In fact, I felt good about helping my friend.
  • At the same time, I was a bit worried because my bike was brand new.
  • My friend returned the bike the same day as soon as he came back.

Would you let him borrow it again in future? and Conclusion:

  • In the future, I wouldn’t mind lending it again, if it is a dire situation like that time.
  • However, I don’t think he will ask again.

IELTS Speaking Part 3 : Follow up Questions

Here some examples of follow up questions that you may asked during your speaking part 3 by examiner related to cue card “Describe a time when you had to lend something to a person you know”.

1. What do you think of people who are posting about their personal life on social media?
Personally, I don’t do it because I think it can be really dangerous. However, I also think its people’s personal decision and I don’t judge people on the basis of this. I know many people are earning money by doing this, so I can see why people do it.

2. How do you feel about sharing research documents online?
I wouldn’t do it before the research is published, but I think if the research is shared for the benefit of the people after publishing, it is completely understandable.

3. Do you think children should share their things with each other?
Within the family, I think there is no question that siblings should share their toys and clothes with each other. With regards to other children, I think it good to share toys when they visit to play but I don’t think they should lend the toys for them to take home.

4. Why aren’t children willing to share their things, such as toys?
I think they learn and observe these things from their parents. If their parents are very possessive about materialistic things, they also turn out so.

5. How can parents teach their children about sharing?
I think children should be rewarded for sharing things. For example, they can be bought new toys if they readily share their toys. Similarly, parents can punish them by not talking to them for some time if they refuse to share their things.


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