Describe A Time When You Had Discussion On Money

IELTS Speaking Part 2: IELTS Cue Card

Describe a time when you had discussion on money.

You should say:

When it was? 
With whom you had it?
What did you learn?
How it benefited you?

Note: You will have to talk about the topic for one to two minutes. You have one minute to think about what you are going to say. You can make some notes to help you if you wish.

Model Answer 1:

Today, money is even more important than the fundamental needs of humans, and I feel lucky that I had an opportunity to discuss the value of money. The fact is that I used to be very spendthrift and spend all my pocket money on wasteful things. 

When it was? and With whom you had it?
Considering this, my father requested my uncle, who is actually a businessman, to have a discussion with me related to money with me. My uncle, during the recent meeting, started by telling me a story of a businessman who was a millionaire, but he lost everything just because of his habit of being a spendthrift. 

What did you learn?
In addition, he also advised me about how to grow money because he himself started making money at age 12 by renting his comic book to his friends. I found this idea quite unique and innovative. In fact, he gifted me a famous book, “Rich dad, Poor dad”, to understand the basic concepts of money management and reduce expenses. 

How it benefited you?
I must say, this discussion brought a huge change, and I stopped wasting my money on worthless things such as video games and chocolates and others. Last month, paid my school fees with my savings, and my father was proud on me. 

Overall, it was a wonderful discussion related to money that I had. 

Model Answer 2:

People need to pay for everything that makes their lives possible. Such as Shelters, food, medical costs, and good education. Today I would like to talk about a discussion that I had with my friends and cousins two months ago.

When it was?
About two months ago I went to my uncle’s home to attend the success party of his son’s business. My cousin and I did study in the same school so we have mostly the same friends circle. The party was very spectacular/ awesome.

With whom you had it?
After the party, my cousin and friends sat in the room and remembered our old days. We talked about our profession and its income. I am not working because I am planning to go abroad to study further. But most of my friends are at work. some of my friends and I didn’t think before we spent the money.

The cousin who hosted the party scolded us for this bad habit he knew the value of money because his father worked for a private company so he couldn’t make his family’s dream come true.

What did you learn?
He saved pocket money and research and started a very small business, but within two years he did Getter than expected. thought people should make all their dreams come true. I put this point into the discussion. Some of my friends agreed with me, but others did not.

My cousin told me that it’s important and good to fulfil their dreams, but what about the future? If we spend all our money now, we don’t know if the time is good or bac for us, so what will we do in the future? So you need to save money and spend what you need.

How it benefited you?
It was very beneficial for me and those friends who did not value the money. Now I spend money only on those things that are very necessary, otherwise, I manage the situation to save the money.

IELTS Speaking Part 3 : Follow up Questions

Here some examples of follow up questions that you may asked during your speaking part 3 by examiner related to cue card “Describe a time when you had discussion on money”.

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